Travel Cards

Travel card, credit card, debit card. Fees, interest, limits. Confused? No wonder.

Load a Travel Card
Australian Dollar Amount
Foreign Currency Amount
1 AUD = 0.6383 USD

The Platinum Multi-currency Cash Passport Card is here!

Between the banks and independent travel card providers, there are so many different travel cards available now. Fees and benefits will vary significantly depending on which card you choose, and there’s a reason we’ve chosen the Cash Passport. Find out why the Platinum Mastercard Multi-currency Cash Passport Card is the smarter way to access your funds overseas.

  • Free Global WIFI* through the Boingo network hotspots
  • 24/7 phone support
  • Access to Mastercard's emergency cash facility
  • Lock in your exchange rate* and avoid rate fluctuations
  • Load up to 11 foreign currencies on the card at one time
  • Use the card to make purchases wherever Mastercard is accepted or to withdraw cash from a Mastercard ATM
  • Manage your card 24/7 online in My Account - reload, check your balance, suspend your card and much more
  • Enjoy the convenience of PayPass 

Load up to 11 currencies and lock in your exchange rate

There are 11 currencies available to load onto the Cash Passport, making it easy for you to lock in your exchange rate* and pay no international currency conversion when you use your Platinum card overseas. If you are unsure which currency to load, contact one of our experts online or in-store and we can give you further information on the benefits of loading a particular currency.

  • Great British Pound
  • United Arab Emirates Dirhams
  • Euro
  • United States Dollar
  • New Zealand Dollar
  • Japanese Yen
  • Singapore Dollar
  • Hong Kong Dollar
  • Thai Baht
  • Canadian Dollar
  • Australian Dollar
Mastercard Cash Passport Full PDS

Get a travel card that ticks all the boxes

Don’t waste money on bank fees – save money with an easy to use prepaid Mastercard that is designed for travelling, giving you secure chip and PIN protection and one card that holds up to 11 currencies. The Cash Passport is designed for travel, so you have access to purchase an additional card for only $5 to make it easy in the unfortunate event that you lose a card or it is stolen.

You’ll also receive 24/7 access to emergency support and assistance so you’ll never be without access to your money. On top of all of this, you’ll pay no currency conversion fees when you make purchases in over 80 countries!*


Keep on top of your travel money

Easily manage your spending money with a free online account that you can access 24/7 on your laptop or smart phone. You can log in to check your FX card balance, instantly transfer from one currency to another, view your transaction history and reveal your PIN if you forget it.

Did You Know, Not Every European Country Uses the Euro? 

The Euro is currently the official currency of 19 EU Member Countries, however, there are still many popular European destinations that use their own local currencies. Why not just buy Euro's anyway and convert them when you get to one of these countries? Because you are putting yourself through a double conversion and may end up paying a premium to your money changer. Avoid costly re-conversions by getting the right currency upfront.

European Currency Guide

What if my currency is not available to load? 

If the currency you need is not available, it doesn't mean that you can't travel with a Cash Passport Platinum Mastercard - it means that you have the option to load Australian Dollars onto the card and the card will convert to the local currency when you make a purchase overseas. You will receive the Mastercard Cash Passport Spend Rate of the day with no further currency conversion fees charged on top. This makes Cash Passport Platinum Mastercard one of the best travel cards on the market. Please feel welcome to contact our team if you would like to discuss how to load a Cash Passport Platinum Mastercard where you require a currency that is not able to be loaded directly onto the card. 

Using a prepaid travel card for cruising, hotel bonds or any hire pre-authorisations. 

When you check in at your hotel or hop on-board a cruise ship, you are often required to supply a credit or debit card in which the ship or hotel will put a hold on a certain amount of money for a security bond. These holds (pre-authorisations) can take up to 2 weeks to be released back into your account, meaning you don’t have access to that amount of money for that period of time.

Be careful of tying up your travel card funds with payment pre-authorisations, as it can take some time for the cruise ship/hotel/merchant to release the hold - meaning you don't have access to the money on your travel card. Consider using a credit card or bank issued debit card for these types of holds, as you won’t actually be charged, there will only be a small "hold" put in place as a security measure for the merchant.  Please contact us if you are unsure and a travel money specialist will be happy to assist you.


No in-store purchase fees – Some ATM operators may charge their own fee or set their own limits. Purchase fees are subject to surcharges which may be imposed directly by a merchant. The currencies available may vary from time to time and not all currencies may be available at all times. Before you make a decision to acquire a card, please refer to the full Mastercard Platinum Multi-currency Cash Passport Product Disclosure Statement and Financial Services Guide to consider if the product is right for you.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Multi-currency Cash Passport™ and Cash Passport™ Platinum (“Cash Passport”) in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for the relevant Cash Passport available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.
MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. *Lock-in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction. ^Subject to any surcharge that may be imposed directly by merchants. Cash Passport is unable to be used for purchases related to gambling or adult entertainment. Currently Cash Passport cannot be used in the following countries and geographical regions due to sanctions that are currently in place: Crimea, Iran, North Korea, Sudan and Syria. If you attempt to use your card at merchants in any of these countries and geographical regions, your request will be declined. In addition, the ATMs and POS terminals are not owned or operated by the Issuer or MasterCard Prepaid Management Services Australia Pty Limited and the Issuer or MasterCard Prepaid Management Services Australia Pty Limited are not responsible for ensuring that merchants will accept the Card. For example, the Issuer and MasterCard Prepaid Management Services Australia Pty Limited cannot control when an ATM or POS terminal is due for maintenance or is faulty or if a merchant chooses not to accept the Card. In such cases, your Card may not function properly or be declined. For more information please see the Product Disclosure Statement at + Before you make a decision to acquire the card, please check for the latest currencies supported. % T&Cs apply. Customer must contact Customer service to report lost or stolen card. Emergency cash can be arranged up to the balance on your Cash Passport, subject to availability of funds at the approved agent location. = T&Cs apply. Wi-Fi is provided by Boingo hotspots. Visit and for more information.