Destination Currency Guides

All the information you need to ensure your travel money goes further


Buy Chinese Yuan cash notes at Exchange Now and receive a highly competitive exchange rate. Not only that, our published exchange rate is what you receive in your hand - we do not charge additional service fees

Chinese Yuan in cash

The official currency of China is the Chinese Yuan, also referred to as RMB or Renminbi. Cash is a travel essential and can save you time and money on many occasions. Having local currency on hand can:

  • be handy for small purchases such as something to eat or drink
  • give you an alternative method of payment in the event you are unable to pay with a card or you are charged an additional fee to pay with a card
  • save you from having to pay high commission fees to exchange money in popular tourist areas when you arrive in China

ATM Access

ATM’s are widespread in major tourist areas in China, although you may find some that do not accept international credit and debit cards. Bank of China can generally be a safe option, so keep your eyes peeled for these ATM’s on your journey. If you are staying in a remote area, you can search here to find ATM’s available in your location. It is most definitely worth having some local currency on hand in the event you cannot find a suitable ATM when you need it.

Using your credit or debit card

Remember to check in with your bank to make sure you are fully aware of the fees you will be charged to make purchases or to withdraw money from an ATM in China. Click here to see common credit/debit card fees and charges before you speak with your bank. If you are planning to take your debit card with you, It is also important to make sure that your card will work overseas. Look on the front and back of your card and make sure that there is a Visa, Mastercard or American Express symbol on the card. If there are none of these symbols, there may be a Maestro or Cirrus logo – these cards will only work at ATM’s that display the Cirrus or Maestro logo. Please feel welcome to contact us if you are unsure if your credit or debit card will work. Always prepare for the event that your card is lost, stolen or skimmed, by having a back-up source of funds available. Access to emergency assistance is a must, you can get emergency cash in as little as 20 minutes if you have a Mastercard Multi-currency Cash Passport Card that is designed for travel. Read more about the travel card here.




We endeavour to provide you with the most accurate and up-to-date information for your destination. This information should be used as a guide only and does not constitute personal advice. Please refer to the relevant product disclosure statement before making the decision to purchase any product offered by Exchange Now. Consider your own circumstances before making a decision on how you will take your money with you overseas.

*Card payment surcharges apply to certain transactions online and in-store. Exchange Now have free payment options available to you, please click here to read all applicable card payment surcharges.

*You will be redirected to the Mastercard ATM Locator and the information displayed is not published or guaranteed by Exchange Now. The ATM locations have been provided to Mastercard by the relevant institutions and are subject to change.

Country China
Capital City Beijing
Official Currency Chinese Yuan
Smallest Note 1
Largest Note 100
Cash Available to Purchase Yes